Inheritance Tax Calculator

Get instant indicative insurance costs to cover your IHT — no adviser call required

Unlike comparison sites that require you to speak with an adviser, IHT Solutions lets you see indicative costs for Whole of Life and Relevant Life insurance instantly online. Enter your estate details below to calculate your IHT liability and model potential insurance costs.

✓ RNRB taper correctly applied for estates over £2m

Calculate My IHT

Value of your main residence and any additional properties

Cash, ISAs, stocks, bonds, any other investments * PLUS ALL DC Pensions from April 2027

Vehicles, jewelry, art, and other valuables

Mortgages, loans, and other debts

Business Valuation

Your company's annual net profit (before tax)

Select the sector that best describes your business

Estimated market value of business assets less business liabilities. Include property, land, plant, machinery, cash and investments owned by the company.

Important Information

This calculator provides an illustrative estimate only and should not be considered financial or legal advice. Actual IHT liability can vary based on many factors including timing of gifts, exemptions, reliefs, and changing legislation. For personalised advice, please consult a qualified professional.

Business valuation estimate: This figure is based on a simple multiple of annual net profit commonly used for broad comparison purposes. Real business valuations depend on many factors including assets, debt, growth prospects, customer concentration and transferability. This is not a valuation for sale, tax or legal purposes.

Professional Resources & Quote Tools

Explore our range of tools and technical resources for inheritance tax planning:

Whole of Life Quote Instant indicative premiums for IHT cover Relevant Life Quote Tax-efficient business cover with CT relief Technical Resources Expert articles on IHT planning Post-2026/2027 Landscape BPR, APR and pension changes WOL vs Relevant Life Compare personal and business cover Pension & IHT 2027 DC pension death benefit changes